Fang (Jenny) Zhao

My Professional Experience

Current Research

Corporate Finance, Risk Management, Financial Planning, Emerging Markets, and Banking

Articles & Book Reviews

• Mathematical Modeling of Optimal Allocation of Remote Workforce: An Interdisciplinary Investigation with Hofstede's Cultural Factors and Managerial Ability
  Cross Cultural & Strategic Management, vol. 30
  April, 2023
• A Pilot Study on Impact of Economic Policy Uncertainty on Bank Lending Activities
  Institute for Global Business Research Conference, vol. 4
  April, 2020
• Corporate cash savings and discretionary accruals
  China Finance Review International, vol. 10
  April, 2020
• Bank Lending and Interest-rate Derivatives: New Evidence
  2019 New York International Academic Conference on Business, Economics, Finance and Accounting
  April, 2019
• Effects of culture and financial literacy among Chinese-Americans on participating in financial services
  Journal Of Financial Services Marketing, vol. 23
  2018
• Bank Lending and Interest-Rate Derivatives
  International Journal of Financial Research, vol. 8
  September, 2017
• Chinese-American Consumption of Financial Service: A Cultural Framework
  International Journal of Academic Research in Business and Social Sciences, vol. 7
  August, 2017
• Effect of Cash Conversion Cycle on Liquidity Analysis
  American Business Research Conference
  July, 2016
• Duration of Corporate Debt Issues
  Academy Of Accounting And Financial Studies Journal, vol. 17
  April, 2013
• On the pricing of Chinese Stocks
  International Business & Economics Research Journal, vol. 12
  February, 2013
• Determinants of Chinese Stocks' Risk Premiums
  Las Vegas International Academic Conference
  October, 2012
• Duration of Corporate Debt Issues
  Allied Academies International Conference, vol. 16
  April, 2011
• Use of Derivatives and Bank Holding Companies' Interest-Rate Risk
  Banking and Finance Review, vol. 1
  December, 2009
• Coal, Nuclear, Natural Gas, Oil, or Renewable - Which Type of Power Plant Should We Build?
  Case Research Journal, vol. 30
  Summer, 2010
• Foreign (Offshore) Asset-Protection Trusts: Considerations for the Entrepreneurial Executive
  Entrepreneurial Executive (The), vol. 18
  Fall, 2013
• Inside Bank Lending: Economic Policy Uncertainty and Interest-rate Derivatives
  Academy of Business Research
  Spring, 2021
• S-Corporations and Federal Employment Taxes: Safe Harbors and Sunken Ships
  Entrepreneurial Executive (The), vol. 14
  Fall, 2009
• The Determinants of the Debt Maturity Decision for Real Estate Investment Trusts
  Journal Of Real Estate Research, vol. 29
  Apr-Jun, 2007

Awards & Distinctions

• Effects of Culture and Management Ability on Remote Working Development
  Category: Research
  Academy of Business Research Conference, 2021
• Inside Bank Lending: Economic Policy Uncertainty and Interest-rate Derivatives
  Category: Research
  Academy of Business Research Conference, 2021

Presentations

• Incorporation of Bloomberg Terminal and StockTrak Simulation in an Intermediate Investment Course
  2022
  Financial Education Association, San Antonio, Texas
• Effects of Culture and Management Ability on Remote Working Development
  2021
  Academy of Business Research, San Antonio, Texas
• The Impact of Economic Policy Uncertainty on Bank Lending Activities: A Preliminary Conceptual Framework
  May, 2019
  Business Research Consortium, Toronto, Canada
• Bank Lending and Interest-rate Derivatives: New Evidence
  April, 2019
  2019 New York International Academic Conference on Business, Economics, Finance and Accounting, NYC, New York
• Corporate Cash Holdings and Discretionary Accruals
  2019
  China International Risk Forum, Tianjin, China
• Valuation of Pepsico using the Free Cash Flow to Equity Model
  January, 2016
  2016 International Academic Business Conference Orlando, Florida, Orlando, Florida
• Bank Lending and Financial Derivatives: A New Look
  April, 2015
  Allied Academies International Conference, New Orleans, Louisiana
• Financial Derivatives and Bank Lending
  January, 2014
  Orlando International Academic Conference, Orlando, Florida, Orlando, Florida
• Academic Service Learning in Finance Courses
  March, 2013
  Allied Academies International Conference, New Orleans, Louisiana
• How Much Do Commerical Banks Use Interest-Rate Derivatives to Hedge Interest-Rate Risk
  April, 2012
  Allied Academies International Conference, New Orleans, Louisiana
• Determinants of Chinese Stocks' Risk Premium
  2012
  Las Vegas International Academic Conference, Las Vegas, Nevada
• Impact of Problem Based Service Learning on Student Performance and Satisfaction
  September, 2011
  Academy of Business Education Annual Meeting, Orlando, Florida
• Duration of Corporate Debt Issues
  2011
  Allied Academies International Conference, Orlando, Florida
• Use of Derivatives and Bank Holding Companies' Interest-Rate Risk
  November, 2009
  Southern Finance Association Annual Meeting, Captiva Island, Florida
• Bank Lending and Interest-Rate Derivatives
  June, 2009
  The Fifth European Banking Symposium, Maastricht, Netherlands
• Bank Lending and Interest-Rate Derivatives
  November, 2007
  Southern Finance Association Annual Meeting, Charleston, South Carolina
• Bank Lending and Interest-rate Derivatives
  October, 2006
  Financial Management Association International Annual Meeting, Salt Lake City, Utah
• Use of Derivatives and Bank Holding Company Interest Rate Risk
  October, 2006
  Financial Management Association International Annual Meeting, Salt Lake City, Utah
• The Determinants of Debt Maturity Decision for REIT's
  October, 2005
  Financial Management Association International Annual Meeting, Chicago, Illinois
• The Duration of Incremental Corporate Debt Issues
  October, 2005
  Financial Management Association International Annual Meeting, Chicago, Illinois
• Bond Issuance and Real Estate Investment Trusts: A Closer Look
  November, 2004
  Financial Management Association International Annual Meeting, New Orleans, Louisiana
• Bond Issuance and Real Estate Investment Trusts: A Closer Look
  2004
  Southern Finance Association Annual Meeting, Naples, Florida